Acceptance
The credit car is the purchase mode more running to France.
It's a “consumer credit”.
- Ideal for purchasing new car.
- You pay an installment at the beginning then you refund the credit by monthly payments.
Conditions:
The consumer credit relates to the loans d´une lasted higher than 3 months and an amount ranging between 100€ and 21.000 €uro.
The criteria of acceptance of credit are as follows:
- incomes
- the presence of people with load
- the professional situation
- the dept rate
- the seniority employment
- the saving capacity
- the matrimonial situation…
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Operation:
Empruntor makes an oral or written request.
The lender quotes preliminary of credit which must contain:
- Allotted Capital
- Duration of the credit
- Nominal Rate
- Method of refunding
- TEG Penalties in the event of delays or unpaid
- Total Cost of the credit
- Guarantees
- Insurances
- Form of retractation…
Empruntor pays an installment at the beginning then refunds the remainder of the capital allotted by monthly payments. While paying a rate which is the remuneration of the lender.
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azzo.net 
