A - C
ACH: Insurance unemployment.
Informal agreement: Act carried out under signature of the parts, without the intervention of a notary. Any unilateral promise (which engages only one part) of sale carried out in under private signature must be imperatively recorded by its recipient, in the center of the taxes within 10 maximum day. On the other hand the synallagmatic promises (which engage 2 or several parts), the compromises sale and of purchase are not subjected to the recording with the taxes.
Notarial act: Act written and signed under the control of a member of the legal profession (notary, clerk…)
ADI: Life insurance disability incapacity.
APL: Help personalized with housing, versed by the cases of family benefits to help and reduce refundings.
Personal capital contribution: Financial sum in possession of a purchaser to finance to him even part of its investment. A financial organization will make profit with its borrower from a lower rate, if this contribution is consequent.
Register: Together of administrative plans and documents establish by the commune, which allows to give a state of the or not built built property. Its consultation is possible with the building authority in town hall. |
Wrapped: Revisable rate example wrapped 2, is a contractual basic rate whose rate can be modified according to a citation index with a maximum ranging between 2% of rise and 2% of fall.
Guarantee mortage holder: person or entity who engages a real estate defined in guarantee of the refunding of the debt of the principal borrower.
Guarantee Housing: Organization which goes guarantee and begins to guarantee refunding in the event of failure of the borrower.
Personal guarantee: Nobody giving engagement towards a lender, as guarantee, to fulfill the obligation of payment of the principal borrower in the event of failure of this one. He engages all his inheritance.
Transfer notified on wages: It s official in front of the courts a direct payment by employor with the creditor or lender.
Turn-key: Sale of a completed good.
Co-borrower: nobody who signs the trust deed with the borrower. It engages on the same basis on the credit and is subjected to the same obligation. In general this person the good buys at the same time as the borrower.
Compromise of sale: Act by which the salesman commits himself selling and the purchaser is committed buying a precise good at a given price. Before contract it can be either in under private signature or in front of notary. A payment of an allowance of immobilization of 10% of the selling price is generally required.
Condition precedent: Various reserves with the profit of a purchaser, most current is obtention of a loan for an amount and a time allowed on the sale contract, which allows the purchaser, if that is strictly respected to be able to cancel its acquisition in the event of nonobtaining the loan without allowance.
Resolution condition: Various reserves with the profit of the salesman, which allow the salesman, respected so well to be able to cancel the sale without allowance.
Preliminary contract or of reservation: Obligatory contract which d´achèvement precedes the final contract by a sale in future way.
Trust deed: Informal agreement or authenticates, in which the lender pays with the borrower the amount of his loan. With load for this last to restore under the condition fixed in the act and to pay an interest.
Total cost: corresponds to the cost of the borrowed sum increased by the interests, insurances and sundries with the load of the borrower.
|
azzo.net 
