The loan on real property resembles little thing close with a credit of consumption. It s´agit d´un ready d´argent made up of payment d´un interest as well as expenses of file and authorized by a credit institution to a consumer. He can s´agir d´un ready officially agreed style loan withrate 0, loan resulting from PEL, etc… or more usually resulting from the banks.
He must be without relationship with professional l activity of the l empruntor and relate to the financing d´un real purchase (housing, construction, ground to be built, multipropriété) or an expenditure relating to this purchase provided that the amount of this purchase is higher than 21.000 euro.
The consumer who wishes to subscribe a credit for d´acheter a real estate is subjected to quite particular provisions.
The sums concerned are raised, and you will engage a relation of 10, 15 or 20 years with a financial institution: to find the good loan on real property is important. How to know and contact a great number of banks? To find the good loan on real property is not simple.
Publicities for the loan on real property are strictly framed by the law.
Empruntor is obliged to subscribe to a life insurance disability. Unemployment insurance can be subscribed in option.
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