Bases:

- Make play competition by comparing the rates and the conditions near the various organizations of financing, c´est the first rule. Especially, you do not n´hésitez to negotiate will be d´autant more convincing than you will know the market.

- The rate is an indicator, but concentrate you rather on the total cost of the credit, it covers the effective sum to pour including/understanding all the monthly payments… and other ancillary costs like the expenses of file, sometimes heavy…

- Develop your personal capital contribution, more it is consequent minus your monthly payments and the time of refunding will be high. You will profit in addition d´un more interesting rate and with final, you will pay your less expensive vehicle.

- Don't forget: the law envisages 7 days a legal time to retract. If you let yourselves try too quickly, you can always give up the loan by registered letter.

- Attention: think of contracting an insurance against theft annexed to the trust deed. If not, in case of theft, you will be held to continue the payment of the monthly payments jusqu´au refunding by l´assurance.